Growing old is a part of life. There’s nothing we can do to stop it but there is much we can do to prepare for it. It is a big responsibility to decide how you or a loved one will have aged care so preparing for it will save you much of the trouble and the headache.
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Types of Aged Care
Knowing the difference between the types of Aged Care will help immensely with planning. There are three types: Community Care, Retirement Villages, and Residential Aged Care.
Also known as Home Care, community care means that you will be living out your retirement at home, with your family. This is especially recommended if the elderly only require minimal care. In this type, the elderly will receive support in the form of government-subsidised assistance. These supports can include the following:
This includes housework, meal preparation, and shopping
This includes bathing and dressing
This involves physical activities like exercising or at the very least staying physically active
For traveling to and from appointments or attending social activities
Purchase of essential equipment
These include health items like a walking frame for movement
This involves basic health protocols like regularly taking blood pressure, meal services, or monitoring of regular intake of medicine
This is for home modifications to make it more comfortable.
Retirement Villages are also good alternatives to community care. This is a housing option for people who can maintain a high level of independence which means less burden for family members. Basically, you temporarily or permanently move to an aged care home or nursing home. In retirement villages, you only get help with day-to-day tasks like cleaning, cooking, and doing the laundry. You can also have personal care, nursing care, or medical care for this type.
One good aspect of retirement villages is that you get to spend it with people who also are already retired and have chosen to be in a community setting with a good level of security and accessible medical support.
Retirement villages also offer facilities and activities that will interest retirees. These include organised social activities, swimming pools, gyms, bowling greens, and dining facilities.
In stark contrast to the previous two, residential care is for people who cannot live independently. Residential care facilities will be providing more health care and daily activities that elderlies need to survive. Because of the huge responsibility of residential care, it requires approval and even supervision by the government. Likewise, people should first be evaluated by Aged Care Assessment Team who will determine the services that they will need.
Brisbane Financial Advisors provide aged care advice in Clayfield so contact us by phone at 0731139997.
Imagine the possibilities! Together we can create a bright financial future for you and your loved ones.